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In addition, clients for this kind of plan could have serious legal or criminal histories. It is very important to note that various service providers use a series of problem ages on their ensured issue plans as low as age 40 or as high as age 80 - cheapest funeral insurance. Some will certainly additionally provide greater stated value, approximately $40,000, and others will enable better death benefit problems by improving the rate of interest with the return of costs or decreasing the variety of years until a complete fatality benefit is readily available